Scrap Paper Saves Money and the Environment

More than 20 years ago, inspired by Earth Day 1990 and by one of my high school teachers handing out a huge amount of paper printed only on one side that was useless after a single day's activity, I designated a bin on my desk for scrap paper: full sheets of paper with one blank … Continue reading Scrap Paper Saves Money and the Environment

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Money Management and Consequences for a First Grader

Nicholas has been getting an allowance since he turned five years old, almost two years ago.  He does not get the "$1 per year of age, per week" recommended by many parenting magazines--that's crazy!  I use the method my father taught me of dividing the money into Spend, Save, and Share categories:  Nicholas gets 50 … Continue reading Money Management and Consequences for a First Grader